Texas Finance Code
Sections 2101–2400
- § 342.306DATE OF FIRST SCHEDULED INSTALLMENT
- § 342.307AMOUNTS AUTHORIZED TO BE INCLUDED IN CONTRACT
- § 342.308AMOUNTS AUTHORIZED TO BE COLLECTED OR ADDED TO LOAN
- § 342.351REFUND OF PRECOMPUTED INTEREST: SUM OF THE PERIODIC BALANCES
- § 342.352REFUND OF PRECOMPUTED INTEREST ON CONTRACT: SCHEDULED INSTALLMENT EARNINGS
- § 342.353NO REFUND ON PARTIAL PREPAYMENT OR OF AMOUNT LESS THAN $1
- § 342.401REQUIRED PROPERTY INSURANCE
- § 342.402CREDIT LIFE INSURANCE, CREDIT HEALTH AND ACCIDENT INSURANCE, OR INVOLUNTARY UNEMPLOYMENT INSURANCE
- § 342.4021AGREEMENTS REGARDING DEBT SUSPENSION, DEBT CANCELLATION, AND GAP WAIVER
- § 342.403MAXIMUM AMOUNT OF INSURANCE COVERAGE
- § 342.404INSURANCE NOTICE
- § 342.405INSURANCE MAY BE FURNISHED BY BORROWER
- § 342.406BORROWER'S FAILURE TO PROVIDE REQUIRED INSURANCE
- § 342.407REQUIREMENTS FOR INCLUDING INSURANCE CHARGE IN CONTRACT
- § 342.408FURNISHING OF INSURANCE DOCUMENT TO BORROWER
- § 342.409LENDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
- § 342.410PAYMENT FOR INSURANCE FROM LOAN PROCEEDS
- § 342.411INSURANCE OR OTHER GAIN NOT INTEREST
- § 342.412ACTION UNDER SUBCHAPTER NOT SALE OF INSURANCE
- § 342.413REQUIRED AGENT OR BROKER PROHIBITED
- § 342.414DECLINATION OF EQUAL INSURANCE COVERAGE PROHIBITED
- § 342.415EFFECT OF UNAUTHORIZED INSURANCE CHARGE
- § 342.416NONFILING INSURANCE
- § 342.451DELIVERY OF INFORMATION TO BORROWER
- § 342.452RECEIPT FOR CASH PAYMENT
- § 342.453ACCEPTANCE OF PREPAYMENT
- § 342.454RETURN OF INSTRUMENTS TO BORROWER ON REPAYMENT
- § 342.455AGREEMENT FOR MORE THAN ONE LOAN OR CASH ADVANCE
- § 342.456AGREEMENT TO MODIFY TERM OF SECONDARY MORTGAGE LOAN CONTRACT
- § 342.457AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH A LOAN
- § 342.501OBLIGATION UNDER MORE THAN ONE CONTRACT
- § 342.502AMOUNT AUTHORIZED
- § 342.503SECURITY FOR LOAN
- § 342.504CONFESSION OF JUDGMENT; POWER OF ATTORNEY
- § 342.505DISCLOSURE OF AMOUNT FINANCED AND SCHEDULE OF PAYMENTS
- § 342.506INSTRUMENT WITH BLANK PROHIBITED
- § 342.507WAIVER OF BORROWER'S RIGHT PROHIBITED
- § 342.508MAXIMUM LOAN TERM
- § 342.551ADOPTION OF RULES
- § 342.552EXAMINATION OF LENDERS; ACCESS TO RECORDS
- § 342.553GENERAL INVESTIGATION
- § 342.554CERTIFICATE; CERTIFIED DOCUMENT
- § 342.555TRANSCRIPT OF HEARING: PUBLIC
- § 342.556APPOINTMENT OF AGENT
- § 342.557PAYMENT OF EXAMINATION COSTS AND ADMINISTRATION EXPENSES
- § 342.558AUTHORIZED LENDER'S RECORDS
- § 342.559ANNUAL REPORT
- § 342.560CONDUCTING ASSOCIATED BUSINESS
- § 342.601DEFINITIONS
- § 342.602DISCLOSURES TO MILITARY BORROWERS
- § 342.603PROHIBITED PRACTICES
- § 342.604MILITARY BORROWER
- § 342.605REPAYMENT AGREEMENT
- § 343.001DEFINITIONS
- § 343.002APPLICABILITY
- § 343.003CONFLICT WITH OTHER PROVISIONS OF TITLE
- § 343.101REFINANCING
- § 343.102DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS
- § 343.103DISCLOSURE OF MORTGAGE INFORMATION TO SURVIVING SPOUSE
- § 343.104RESTRICTIONS ON SINGLE PREMIUM CREDIT INSURANCE
- § 343.105NOTICE OF PENALTIES FOR MAKING FALSE OR MISLEADING WRITTEN STATEMENT
- § 343.106PAYOFF STATEMENTS
- § 343.108RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR
- § 343.201DEFINITIONS
- § 343.202BALLOON PAYMENT
- § 343.203NEGATIVE AMORTIZATION
- § 343.204CONSIDERATION OF OBLIGOR'S PAYMENT ABILITY
- § 343.205PREPAYMENT PENALTIES PROHIBITED
- § 343.206CHARGE PROHIBITED FOR PRODUCT OR SERVICE NOT RECEIVED
- § 345.001DEFINITIONS
- § 345.002GOODS
- § 345.003SERVICES
- § 345.004CASH PRICE
- § 345.005ITEMIZED CHARGE
- § 345.006TIME PRICE DIFFERENTIAL NOT INTEREST
- § 345.007APPLICABILITY OF CHAPTER
- § 345.008APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION
- § 345.009DISCLOSURE REQUIREMENTS IF CONFLICT WITH FEDERAL LAW
- § 345.051RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS
- § 345.052CONTENTS OF CONTRACT
- § 345.053DISCLOSURE OF PROMISE TO COMPENSATE FOR REFERRAL
- § 345.054TIME PRICE DIFFERENTIAL FOR CONTRACT
- § 345.055TIME PRICE DIFFERENTIAL FOR CONTRACT PAYABLE IN EQUAL MONTHLY PAYMENTS
- § 345.056USE OF OPTIONAL CEILING
- § 345.057TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS
- § 345.058MINIMUM TIME PRICE DIFFERENTIAL FOR CONTRACT
- § 345.059PRINCIPAL BALANCE COMPUTATION
- § 345.060CHARGES FOR DEFAULT IN PAYMENT OF INSTALLMENT
- § 345.061CHARGES FOR COLLECTING DEBT
- § 345.062ACCELERATION OF DEBT MATURITY
- § 345.063REQUIREMENTS FOR CONTRACT THAT IS MORE THAN ONE DOCUMENT
- § 345.064COMPLETION OF CONTRACT
- § 345.065DELIVERY OF COPY OF CONTRACT
- § 345.066BUYER'S RIGHT TO RESCIND CONTRACT
- § 345.067BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY
- § 345.068BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION
- § 345.069DEFERMENT OF INSTALLMENT
- § 345.070AMENDMENT OF CONTRACT
- § 345.071CONFIRMATION OF AMENDMENT
- § 345.072CONTRACT AFTER AMENDMENT
- § 345.073PREPAYMENT OF CONTRACT
- § 345.074REFUND CREDIT ON PREPAYMENT
- § 345.075AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT
- § 345.076AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS
- § 345.077REINSTATEMENT OF CONTRACT
- § 345.078CONSOLIDATION OF CONTRACTS
- § 345.079ALLOCATION OF PAYMENTS ON CONSOLIDATION OF CONTRACTS
- § 345.080OBLIGATION UNDER MORE THAN ONE CONTRACT
- § 345.081CERTIFICATE OF COMPLETION OR SATISFACTION OF CONTRACT
- § 345.082STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT
- § 345.083RECEIPT FOR CASH PAYMENT
- § 345.084DEBT CANCELLATION AGREEMENT
- § 345.101MAKING RETAIL CHARGE AGREEMENT
- § 345.102AGREEMENT GENERAL REQUIREMENTS
- § 345.103TIME PRICE DIFFERENTIAL FOR AGREEMENT
- § 345.104USE OF OPTIONAL CEILING
- § 345.105CHARGES FOR COLLECTION OF PAYMENT OF AGREEMENT
- § 345.106PROCESSING FEE FOR RETURNED CHECK
- § 345.107PROHIBITED FEES
- § 345.108PROHIBITION ON SIGNING OF AGREEMENT WITH BLANK SPACES
- § 345.109DELIVERY OF COPY OF AGREEMENT
- § 345.110BUYER'S ACKNOWLEDGMENT OF DELIVERY OF AGREEMENT COPY
- § 345.111STATEMENT OF CASH PRICE
- § 345.112AGREEMENT BALANCE STATEMENT
- § 345.113COMPLIANCE WITH FEDERAL LAW CONSIDERED COMPLIANCE WITH CHAPTER'S DISCLOSURE REQUIREMENTS
- § 345.155TIME PRICE DIFFERENTIAL COMPUTATION AND AMOUNT
- § 345.156WHEN CHARGING OF TIME PRICE DIFFERENTIAL PROHIBITED
- § 345.157DELINQUENCY CHARGE
- § 345.158RETAIL CHARGE AGREEMENT TO WHICH SUBCHAPTER DOES NOT APPLY
- § 345.201PROPERTY INSURANCE
- § 345.202CREDIT LIFE, CREDIT HEALTH AND ACCIDENT, AND CREDIT INVOLUNTARY UNEMPLOYMENT INSURANCE
- § 345.203MAXIMUM AMOUNT OF INSURANCE COVERAGE
- § 345.204INSURANCE STATEMENT
- § 345.205INSURANCE MAY BE FURNISHED BY BUYER
- § 345.206BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE
- § 345.207CHARGES FOR OTHER INSURANCE INCLUDED IN RETAIL INSTALLMENT CONTRACT
- § 345.208REQUIREMENTS FOR INCLUDING INSURANCE CHARGE IN CONTRACT OR AGREEMENT
- § 345.209DELIVERY OF INSURANCE DOCUMENT TO BUYER
- § 345.210HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
- § 345.211GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE
- § 345.212NONFILING INSURANCE
- § 345.213INCLUSION OF INSURANCE PREMIUMS
- § 345.214ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION
- § 345.215EFFECT OF ADDING PREMIUM TO CONTRACT OR AGREEMENT
- § 345.251DOCUMENTARY FEE FOR CERTAIN VEHICLES
- § 345.252TIME PRICE DIFFERENTIAL FOR CERTAIN PREPAID FUNERAL BENEFITS
- § 345.253TIME PRICE DIFFERENTIAL FOR MEDICAL AND DENTAL SERVICES
- § 345.301AUTHORITY TO ACQUIRE
- § 345.302LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS
- § 345.303PAYMENT BY BUYER
- § 345.304PRESERVATION OF BUYER'S RIGHT OF ACTION OR DEFENSE
- § 345.351REGISTRATION OF HOLDER
- § 345.352SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION
- § 345.353MAKING OF CONTRACT OR AGREEMENT BY MAIL OR TELEPHONE
- § 345.354PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT AND ASSIGNMENT OF WAGES
- § 345.355PROHIBITION ON CERTAIN ACTS OF REPOSSESSION
- § 345.356BUYER'S WAIVER
- § 345.357PROHIBITION ON CERTAIN LIENS
- § 346.001DEFINITIONS
- § 346.002AVERAGE DAILY BALANCE
- § 346.003REVOLVING CREDIT ACCOUNTS
- § 346.004APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS
- § 346.005APPLICATION OF OTHER CODE PROVISIONS
- § 346.101MAXIMUM INTEREST RATE
- § 346.102PERMISSIBLE INTEREST RATE FOR BILLING CYCLE
- § 346.103FEES
- § 346.201INSURANCE; COLLATERAL
- § 346.202AMOUNTS AUTHORIZED TO BE RECOVERED FROM CUSTOMER
- § 346.203MORE THAN ONE REVOLVING CREDIT ACCOUNT AUTHORIZED
- § 346.204AMENDMENT OF REVOLVING CREDIT ACCOUNT BY CREDITOR
- § 346.205COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT
- § 346.206ACCELERATION OR IMMEDIATE PAYMENT DEMAND PROHIBITED
- § 347.001LEGISLATIVE FINDING
- § 347.002DEFINITIONS
- § 347.003BAILMENT OR LEASE AS CREDIT TRANSACTION
- § 347.004COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT
- § 347.005FEDERAL RESIDENTIAL MORTGAGE LOANS PROGRAMS
- § 347.006WAIVER NOT VALID
- § 347.007APPLICATION OF CHAPTER TO COMMERCIAL LOANS
- § 347.008APPLICABILITY
- § 347.051APPEARANCE OF CREDIT DOCUMENT; CONSUMER NOTICE
- § 347.052DISCLOSURE OF AMOUNT OF DELINQUENCY CHARGE
- § 347.053PROVISIONS PROHIBITED IN CREDIT DOCUMENT
- § 347.054CONSUMER'S ACKNOWLEDGMENT OF DELIVERY OF CREDIT DOCUMENT
- § 347.055CREDIT DOCUMENT AFTER AMENDMENT
- § 347.056AUTHORITY OF CONSUMER CREDIT COMMISSIONER RELATING TO A CREDIT DOCUMENT
- § 347.101ADJUSTABLE RATE
- § 347.102REQUIREMENTS FOR RATE ADJUSTMENTS
- § 347.103RATE ADJUSTMENT INDEX BASE
- § 347.104AMOUNT OF RATE ADJUSTMENT
- § 347.105MAXIMUM RATE ADJUSTMENTS
- § 347.106MANDATORY DECREASE; OPTIONAL INCREASE
- § 347.107NOTICE OF RATE ADJUSTMENT
- § 347.108PROHIBITION ON USE OF RATE ADJUSTMENT AND CERTAIN MORTGAGES
- § 347.109COMPUTATION OF FINANCE CHARGE FOR DISCLOSURE
- § 347.110USE OF OPTIONAL CEILING
- § 347.151AMENDMENT OF CREDIT TRANSACTION
- § 347.152ALTERNATE METHOD OF AMENDMENT OF CREDIT TRANSACTION
- § 347.153REQUIREMENTS FOR AMENDMENT
- § 347.154ORAL AMENDMENT NOT BINDING
- § 347.155PREPAYMENT
- § 347.201PROPERTY INSURANCE
- § 347.202STATEMENT OF REQUIRED INSURANCE
- § 347.203CONSUMER'S FAILURE TO OBTAIN REQUIRED INSURANCE
- § 347.204PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT
- § 347.205STATEMENT FOR PURCHASE OF OPTIONAL INSURANCE
- § 347.206REQUIREMENTS FOR INSURANCE CHARGE IN CREDIT TRANSACTION
- § 347.207INSURANCE DISCLOSURES IN CREDIT DOCUMENT
- § 347.208CREDITOR MAY REFUSE TO ACCEPT POLICY
- § 347.209CREDITOR'S DUTY IF INSURANCE IS CANCELED, ADJUSTED, OR TERMINATED
- § 347.210SINGLE INTEREST POLICY PROHIBITED
- § 347.211GAIN OR ADVANTAGE FROM INSURANCE NOT CHARGE
- § 347.251FINANCING INSURANCE
- § 347.252PAYMENT OF INSURANCE PREMIUMS WITH INSTALLMENTS
- § 347.253ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR INSURANCE
- § 347.254PAYMENT OF TAXES THROUGH THE CREDITOR
- § 347.255ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR TAXES
- § 347.256CREDITOR'S ACTION ON CONSUMER'S FAILURE TO PAY TAXES
- § 347.257AGREEMENT TO INCLUDE TAXES IN CREDIT TRANSACTION
- § 347.258DEPOSIT AMOUNTS PAID FOR TAXES OR INSURANCE
- § 347.301FEES FOR TRANSACTIONS WITHOUT REAL PROPERTY
- § 347.302CHARGE PROHIBITED
- § 347.307CHARGES ON REPOSSESSION
- § 347.308FEE FOR TRANSFER OF OBLIGOR ON DEBT
- § 347.351DELINQUENCY CHARGE ON DEFAULT
- § 347.352ACCELERATION OF DEBT MATURITY
- § 347.353COMPUTING AMOUNT OWED FOR PURPOSE OF ACCELERATION
- § 347.354ACCRUAL OF INTEREST ON ACCELERATION
- § 347.355REPOSSESSION ON DEFAULT
- § 347.356REQUIREMENTS FOR ACTION TO REPOSSESS, FORECLOSE, OR ACCELERATE PAYMENT OF ENTIRE DEBT
- § 347.357DISPOSAL OF INSURANCE AND TAX ESCROW ACCOUNT ON DEFAULT
- § 347.401PRIORITY OF SECURITY INTEREST FOR UNPAID RENTAL OF REAL PROPERTY
- § 347.402POSSESSORY LIEN
- § 347.403AMOUNTS THAT MAY BE RECOVERED BY REAL PROPERTY OWNER
- § 347.404LIABILITY OF REAL PROPERTY OWNER FOR REFUSAL TO ALLOW CREDITOR TO REPOSSESS MANUFACTURED HOME
- § 347.451REGISTRATION OF CERTAIN CREDITORS
- § 347.4515RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED
- § 347.452ACQUISITION AND TRANSFER OF CREDIT TRANSACTION OR BALANCE
- § 347.453EFFECT OF DISCLOSURE BY ONE OF SEVERAL CREDITORS
- § 347.454DISCLOSURE IF MORE THAN ONE CONSUMER
- § 347.455REAL PROPERTY IN CREDIT TRANSACTION
- § 347.501CREDITOR'S LIABILITY RELATED TO DEPOSIT
- § 347.502LIABILITY FOR CHARGE EXCEEDING AMOUNT AUTHORIZED
- § 347.503CREDITOR'S LIABILITY FOR ERROR IN PAY-OFF QUOTATION
- § 347.504CREDITOR'S LIABILITY FOR ORAL OR UNSOLICITED WRITTEN STATEMENT OF AMOUNT OWED
- § 347.505PENALTY FOR FAILURE TO REGISTER
- § 347.506WHEN ACT OR OMISSION NOT VIOLATION
- § 348.001DEFINITIONS
- § 348.0015PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION
- § 348.002BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION
- § 348.003CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED
- § 348.004CASH PRICE
- § 348.005ITEMIZED CHARGE
- § 348.006PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE
- § 348.007APPLICABILITY OF CHAPTER
- § 348.008APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION
- § 348.009FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE
- § 348.0091DISCLOSURE OF EQUITY IN TRADE-IN MOTOR VEHICLE
- § 348.010ADDITIONAL INFORMATION ALLOWED IN CONTRACT
- § 348.011ORDER OF ITEMS IN CONTRACT
- § 348.012APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS
- § 348.013CONDITIONAL DELIVERY AGREEMENT
- § 348.014TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT PROHIBITED
- § 348.101RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS
- § 348.1015CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED
- § 348.102CONTENTS OF CONTRACT
- § 348.103TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT
- § 348.104TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY SUCCESSIVE PAYMENTS
- § 348.105USE OF OPTIONAL CEILING
- § 348.106TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS
- § 348.107CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT
- § 348.108CHARGES FOR COLLECTING DEBT
- § 348.109ACCELERATION OF DEBT MATURITY
- § 348.110DELIVERY OF COPY OF CONTRACT
- § 348.111BUYER'S RIGHT TO RESCIND CONTRACT
- § 348.112BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY
- § 348.113AMENDMENT OF RETAIL INSTALLMENT CONTRACT
- § 348.114CHARGES FOR DEFERRING INSTALLMENT
- § 348.115CHARGE FOR OTHER AMENDMENT
- § 348.116CONFIRMATION OF AMENDMENT
- § 348.117CONTRACT AFTER AMENDMENT
- § 348.118PREPAYMENT OF CONTRACT
- § 348.119REFUND CREDIT ON PREPAYMENT
- § 348.120AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT
- § 348.121AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS
- § 348.122REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT
- § 348.123REFINANCING OF LARGE INSTALLMENT
- § 348.124DEBT CANCELLATION AGREEMENTS
- § 348.125TRADE-IN CREDIT AGREEMENTS OFFERED IN CONNECTION WITH RETAIL INSTALLMENT CONTRACTS
- § 348.201PROPERTY INSURANCE
- § 348.202CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE
- § 348.203MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT COVERAGE
- § 348.204INSURANCE STATEMENT
- § 348.205STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT
- § 348.206INSURANCE MAY BE FURNISHED BY BUYER
- § 348.207BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE
- § 348.208CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION INCLUDED IN RETAIL INSTALLMENT CONTRACT
- § 348.209REQUIREMENTS FOR INCLUDING INSURANCE COST IN CONTRACT
- § 348.210DELIVERY OF INSURANCE DOCUMENT TO BUYER
- § 348.211HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED