Texas Insurance Code

§ 559.103 — EXTRAORDINARY EVENTS

IN § 559.103Title 5. PROTECTION OF CONSUMER INTERESTS · Part C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES · Ch. 559. CREDIT SCORING AND CREDIT INFORMATION · Art. C. COMPUTING CREDIT SCORE; EVALUATING CREDIT INFORMATION

Statute text

View on source

(a)Notwithstanding any other law, an insurer shall, on written request from an applicant for insurance coverage or an insured, provide reasonable exceptions to the insurer's rates, rating classifications, or underwriting rules for a consumer whose credit information has been directly influenced by:

(1)a catastrophic illness or injury;

(2)the death of a spouse, child, or parent;

(3)temporary loss of employment;

(4)divorce; or

(5)identity theft.

…

Legislative history

Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.020(a), eff. September 1, 2005.