Texas Insurance Code

§ 544.002 — UNFAIR DISCRIMINATION

IN § 544.002Title 5. PROTECTION OF CONSUMER INTERESTS · Part C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES · Ch. 544. PROHIBITED DISCRIMINATION · Art. A. GENERAL PROHIBITIONS AGAINST DISCRIMINATION BY AN INSURER OR HEALTH MAINTENANCE ORGANIZATION

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(a)A person may not refuse to insure or provide coverage to an individual, refuse to continue to insure or provide coverage to an individual, limit the amount, extent, or kind of coverage available for an individual, or charge an individual a rate that is different from the rate charged to other individuals for the same coverage because of the individual's:

(1)race, color, religion, or national origin;

(2)age, gender, marital status, or geographic location; or

(3)disability or partial disability.

(b)Subsection (a)(2) does not prohibit an insurer or health maintenance organization from considering marital status in defining persons eligible for dependent benefits.

(c)Subsection (a) does not prevent requirements to provide title insurance coverage relating to possible community, homestead, or other marital rights in land.

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Legislative history

Acts 2025, 89th Leg., R.S., Ch. 91 (S.B. 1238), Sec. 1, eff. September 1, 2025.