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Texas Insurance Code

§ 1114.101 — UNFAIR METHOD OF COMPETITION; SANCTIONS AND PENALTIES

IN § 1114.101Title 7. LIFE INSURANCE AND ANNUITIES · Part A. LIFE INSURANCE IN GENERAL · Ch. 1114. REPLACEMENT OF CERTAIN LIFE INSURANCE POLICIES AND ANNUITIES · Art. C. ENFORCEMENT

Statute text

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(a)A failure by an insurer or agent to comply with this chapter constitutes a violation of Chapter 541 and is subject to sanctions and penalties as provided by that chapter. For purposes of this section, examples of violations include:
(1)deceptive or misleading information set forth in any sales material;
(2)failing to ask the applicant in completing the application the pertinent questions regarding the possibility of financing or replacement;
(3)intentionally recording an answer incorrectly;
(4)advising an applicant to respond negatively to any question regarding replacement in order to prevent notice to the existing insurer; or
(5)advising a policy or contract owner to contact the insurer directly in such a way as to attempt to obscure the identity of the replacing agent or insurer.

Legislative history

Added by Acts 2007, 80th Leg., R.S., Ch. 904 (H.B. 2762), Sec. 1, eff. September 1, 2007.