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Texas Insurance Code

§ 1105.101 — NONFORFEITURE BENEFITS FOR INDETERMINATE PREMIUM PLANS AND CERTAIN OTHER PLANS

IN § 1105.101Title 7. LIFE INSURANCE AND ANNUITIES · Part A. LIFE INSURANCE IN GENERAL · Ch. 1105. STANDARD NONFORFEITURE LAW FOR LIFE INSURANCE · Art. C. NONFORFEITURE BENEFITS FOR CERTAIN PLANS

Statute text

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(a)This section applies to a plan of life insurance that:
(1)provides for future premium determination, the amounts of which are to be determined by the insurance company based on then estimates of future experience; or
(2)is such that minimum values cannot be determined by a method described by Sections 1105.004-1105.009, Subchapter B, or Subchapter D.
(b)The department must be satisfied that:
(1)the benefits provided under the plan are substantially as favorable to policyholders and insureds as the minimum benefits otherwise required by Sections 1105.004-1105.009, Subchapter B, or Subchapter D; and
(2)the benefits and the pattern of premiums of the plan are not such as to mislead prospective policyholders or insured persons.

Legislative history

Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.