Texas Business & Commerce Code

§ 20.25 — REQUEST TO PLACE A SECURITY FREEZE; CREATION OF RECORD

BC § 20.25Title 2. COMPETITION AND TRADE PRACTICES · Ch. 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES · Art. E. SECURITY FREEZE FOR CHILD

Statute text

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(a)Except as provided by Subsection (b), a consumer reporting agency shall place a security freeze on a protected consumer's consumer file if:

(1)the consumer reporting agency receives a request from the protected consumer's representative for the placement of the security freeze as provided by this section; and

(2)the protected consumer's representative:

(A)submits the request to the consumer reporting agency at the address or other point of contact of and in the manner specified by the consumer reporting agency;

(B)provides to the consumer reporting agency sufficient proof of identification of the protected consumer and the representative;

(C)provides to the consumer reporting agency sufficient proof of authority to act on behalf of the protected consumer; and

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Legislative history

Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.