Texas Business & Commerce Code

§ 20.21 — DEFINITIONS

BC § 20.21Title 2. COMPETITION AND TRADE PRACTICES · Ch. 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES · Art. E. SECURITY FREEZE FOR CHILD

Statute text

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In this subchapter:

(1)"Protected consumer" means an individual who resides in this state and is younger than 16 years of age at the time a request for the placement of a security freeze is made.

(2)"Record," with respect to a protected consumer, means a compilation of information identifying a protected consumer created by a consumer reporting agency solely to comply with this subchapter.

(3)"Representative" means a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer.

(4)"Security freeze," with respect to a protected consumer, means:

(A)if a consumer reporting agency does not have a consumer file pertaining to the protected consumer, a restriction that:

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Legislative history

Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.