Texas Business & Commerce Code
§ 20.037 — REMOVAL OR TEMPORARY LIFTING OF SECURITY FREEZE
BC § 20.037Title 2. COMPETITION AND TRADE PRACTICES · Ch. 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES · Art. B. SECURITY ALERT AND SECURITY FREEZE
Statute text
View on source(a)On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 20.034, a consumer reporting agency shall remove a security freeze not later than the third business day after the date the agency receives the request.
(b)On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 20.034, a consumer reporting agency, not later than the third business day after the date the agency receives the request, shall temporarily lift the security freeze for:
(1)a certain properly designated period; or
(2)a certain properly identified requester.
(c)A consumer reporting agency may develop procedures involving the use of a telephone, a facsimile machine, the Internet, or another electronic medium to receive and process a request from a consumer under this section.
(d)A consumer reporting agency shall remove a security freeze placed on a consumer file if the security freeze was placed due to a material misrepresentation of fact by the consumer. The consumer reporting agency shall notify the consumer in writing before removing the security freeze under this subsection.
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