Texas Business & Commerce Code

§ 20.01 — DEFINITIONS

BC § 20.01Title 2. COMPETITION AND TRADE PRACTICES · Ch. 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES · Art. A. GENERAL REQUIREMENTS

In this chapter:

(1)"Adverse action" includes:

(A)the denial of, increase in a charge for, or reduction in the amount of insurance for personal, family, or household purposes;

(B)the denial of employment or other decision made for employment purposes that adversely affects a current or prospective employee; or

(C)an action or determination with respect to a consumer's application for credit that is adverse to the consumer's interests.

(2)"Consumer" means an individual who resides in this state.

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