California Insurance Code

§ 10785

INS § 10785 Effective Oct 1, 2013Div. 2 · Part 2 · Ch. 8.5

Statute text

(a)A disability insurer that covers hospital, medical, or surgical expenses under an individual health benefit plan as defined in subdivision (a) of Section 10198.6 may not, with respect to a federally eligible defined individual desiring to enroll in individual health insurance coverage, decline to offer coverage to, or deny enrollment of, the individual or impose any preexisting condition exclusion with respect to the coverage.

(b)For purposes of this section, “federally eligible defined individual” means an individual who, as of the date on which the individual seeks coverage under this section, meets all of the following conditions:

(1)Has had 18 or more months of creditable coverage, and whose most recent prior creditable coverage was under a group health plan, a federal governmental plan maintained for federal employees, or a governmental plan or church plan as defined in the federal Employee Retirement Income Security Act of 1974 (29 U.S.C. Sec. 1002).

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Legislative history

Amended by Stats. 2013, Ch. 441, Sec. 17.5. (AB 1180) Effective October 1, 2013. Operative January 1, 2014, pursuant to Sec. 26 of Ch 441.