California Civil Code

§ 1788.14.5

CIV § 1788.14.5 Effective Jan 1, 2025Div. 3 · Title 1.6C · Part 4 · Art. 2

Statute text

(a)A debt collector to which delinquent debt has been assigned shall provide to the debtor, upon the debtor’s written request, a statement that includes all of the following information pursuant to subdivision (c):

(1)That the debt collector has authority to assert the rights of the creditor to collect the debt.

(2)(A) The debt balance and an explanation of the amount, nature, and reason for all interest and fees, if any, imposed by the creditor or any subsequent entities to which the debt was assigned.

…

Legislative history

Amended by Stats. 2024, Ch. 522, Sec. 8. (SB 1286) Effective January 1, 2025.