California Civil Code

§ 1785.15.2

CIV § 1785.15.2 Effective Jan 1, 2001Div. 3 · Title 1.6 · Part 4 · Ch. 2

Statute text

(a)In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.

(b)A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.

Legislative history

Added by Stats. 2000, Ch. 978, Sec. 4. Effective January 1, 2001. Operative July 1, 2001, by Sec. 7 of Ch. 978.