Sandberg v. Dubuque Fire & Marine Insurance

McCOMB, J. From a judgment in favor of plaintiffs after trial before the court without a jury in an action to recover a sum alleged to be due upon a fire insurance policy defendants appeal.

These are the stipulated facts:

February 1, 1936, defendants issued and delivered to plaintiffs a fire insurance policy, insuring certain property against loss by fire for the term of three years ending February 1, 1939.

The policy read in part as follows:

“SPECIAL HAZARD FORM

‘1 On the following described property, all only while situate No. 6000 Boyle Avenue, Los Angeles, California

“This policy being for $18,000.00 covers 18,000/18,OOOths of each of the amounts specified and inserted in the blanks immediately preceding the following items:

“ [1]. $ Nil On the composition roof frame building occupied as Furniture Manufacturing and known as Sandberg Furniture Manufacturing Company

“ [2]. $ 8000.00 On equipment, Furniture & Fixtures while contained in above described building.

“ [3]. $10000.00 On stock, while contained in above described building.

On machine shop and/or foundry patterns, while contained in above described building. #4. $ Nil

On the........building occupied as and known as........ [5]. $ Nil