Edwards v. Grand

HARRISON, J. The defendant, Gerard Grand, executed a mortgage to the plaintiff November 22, 1892, and on the same day his wife, Maria Jesus Grand, made a declaration of homestead upon a portion of the mortgaged premises. The present action against both husband and wife for the foreclosure of the mortgage is resisted by the wife upon the ground that, to the extent that the mortgaged premises are covered by the declaration of homestead, the mortgage is invalid, for the reason that she did not unite in its execution. The facts relating thereto are as follows: On the day that the mortgage was executed the agent of the plaintiff took it to the office of the county recorder for record a few minutes after 5 o’clock in the afternoon, and, [256]as the statute only required the office to be kept open until o’clock, he delivered it to the recorder with the request that he-would record it the first thing on opening the office on the next morning, and it was thereupon received by the recorder and left in his office. On the next morning a little before 9 o’clock, while the recorder was on his way to the office, the declaration of homestead was handed to him, with the request that he would record it the first thing after the office was open, and when he reached his office, finding that the two instruments affected the same premises, he indorsed each of them as follows: “Filed for record November 23, 1892, at nine o’clock A. M.” Upon these facts the court found that the record of the mortgage was in fact prior in point of time to that of the declaration of homestead, and rendered judgment in favor of the plaintiff for a sale of the entire mortgaged premises.

Section 1241, subdivision 4, of the Civil Code, declares that the homestead is subject to execution or forced sale in satisfaction of a judgment obtained on a debt secured by a mortgage on the premises “executed and recorded before the declaration of homestead was filed for record.” “An instrument is deemed to be recorded when, being duly acknowledged or proved and certified, it is deposited in the recorder’s office with the proper officer for record.” (Civ. Code, sec. 1170; Watkins v. Wilhoit, 104 Cal. 395.) An instrument is “filed” for record when it is deposited in the proper office, with a person in charge thereof, with .directions to record it. (Tregambo v. Comanche etc. Co., 57 Cal. 501.) Indorsing the fact and time of its deposit is not an essential part of the filing. (Bishop v. Cook, 13 Barb. 326; Smith v. Biscailuz, 83 Cal. 344.) Delivering an instrument to the proper officer at a place other than the office where it is required to be filed is not sufficient, even though the officer indorse it as properly filed. (Schulte v. Minneapolis Bank, 34 Minn. 48. See, also, Estate of Sbarboro, 63 Cal. 5.) The court, therefore, properly held that the mortgage was executed and recorded before the declaration of homestead was filed for record. The contention of. the appellant that, inasmuch as the mortgage was delivered to the recorder after the hour for closing the office, it cannot be deemed to have been filed for record until the hour for opening the office on the next morning, is untenable. We are cited to no