Ghosal v. Ajou CA4/1

Filed 12/24/25 Ghosal v. Ajou CA4/1 NOT TO BE PUBLISHED IN OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

COURT OF APPEAL, FOURTH APPELLATE DISTRICT

DIVISION ONE

STATE OF CALIFORNIA

SAMIRA GHOSAL et al., D084846

Plaintiffs and Appellants,

v. (Super. Ct. No. 37-2022- 00052537-CU-OR-CTL) RAAD AJOU et al.,

Defendants and Respondents.

APPEAL from a judgment of the Superior Court of San Diego County, James A. Mangione, Judge. Affirmed. Samira Ghosal and Francis Ghosal, in pro. per., for Plaintiffs and Appellants. First American Law Group, Patrick Reider and Nicole S. Dunn for Defendants and Respondents. In February 2014, Samira and Francis Ghosal lost a parcel of real property to foreclosure. Around March 2016, the property was sold to Raad and Thana Ajou. In December 2022, the Ghosals filed a complaint alleging claims for adverse possession and quiet title against various entities involved in the foreclosure as well as the Ajous. The Ghosals, who are self-

represented, now appeal the judgment on the pleadings entered against them and in favor of the Ajous. Resolving this matter by memorandum opinion (see generally People v. Garcia (2002) 97 Cal.App.4th 847), we affirm. I. This matter is not the Ghosals’ first lawsuit—nor their first appeal— arising out of the 2014 foreclosure of their property. First, the Ghosals brought Case No. 37-2015-00031212-CU-OR-CTL against Deutsche Bank National Trust Company as indenture trustee for New Century Equity Loan Trust 2005-1 (Deutsche Bank); Carrington Mortgage Services, LLC (Carrington); and Doe defendants, alleging claims for various violations of the California Civil Code, unfair business practices, quiet title, and cancellation of the trustee’s deed upon sale. The trial court granted the defendants’ demurrer without leave to amend and entered judgment against the Ghosals. The Ghosals did not appeal. Second, the Ghosals brought Case No. 37-2017-00038037-CU-OR-CTL against Deutsche Bank; Carrington; New Century Mortgage Corporation (New Century); Carrington Foreclosure Services, LLC (CFS); and Doe defendants, alleging claims for various violations of the California Civil Code, slander of title, cancellation of recorded instrument, quiet title, and unfair business practices. The trial court granted the defendants’ motion for judgment on the pleadings and entered judgment against the Ghosals. The Ghosals again did not appeal. Third, in December 2022, the Ghosals brought the instant action, Case No. 37-2022-00052537-CU-OR-CTL, against Deutsche Bank, Carrington, CFS, New Century, New Century Liquidation Trust, Atlantic & Pacific Foreclosure LLC, and the Ajous, alleging claims for adverse possession and quiet title. In a prior appeal, we affirmed the trial court’s sustaining of