JPMorgan Chase Bank, N.A. v. CK Logistics, Inc., et al.

(Burbank Courthouse: Dept. B) August 25, 2026 DEPARTMENT B LAW AND MOTION RULINGS IMPORTANT Communicating with the Court Staff re the Tentative Ruling 1. Please notify the courtroom staff by email not later than 3:30 p.m. on the day before the hearing if you wish to submit on the tentative ruling rather than argue the motion. The email address is BurDeptB@lacourt.org.

2. If you submit on the tentative, you must immediately notify the other side whether you will or will not appear at the hearing. You must include the other parties on the email by "cc."

3. Include the word "SUBMISSION" in all caps in the Subject line and include your name, contact information, the case number, and the party you represent in the body of the email. If you submit on the tentative and elect not to appear at the hearing, the opposing party may nevertheless appear at the hearing and argue the motions.

4. Include the words "SUBMISSION BUT WILL APPEAR" if you submit but one or both parties will nevertheless appear.

5. PLEASE MAKE SURE THAT ALL COMMUNICATIONS WITH COURT STAFF DEAL ONLY WITH SCHEDULING AND ADMINISTRATIVE MATTERS AND DO NOT DISCUSS THE MERITS OF ANY CASE.

Default Judgment OSC Hearing Date: 8/25/26 CASE NO.: 26NNCV02019 CASE NAME: JPMorgan Chase Bank, N.A. v. CK Logistics, Inc., et al. Moving Party: Plaintiff JPMorgan Chase Bank, N.A. Defaulting Party: Defendants CK Logistics, Inc., and Raffi Apo Khamisian Ruling: GRANT NOTICE The Court is not requesting oral argument on this matter/motion. The Court is guided by California Rules of Court, Rule 3.1308(a)(1) whereby notice of intent to appear is requested. Unless the Court directs argument in the Tentative Ruling, no argument is requested and any party seeking argument should notify all other parties and the court by 4:00 p.m. on the court day before the hearing of the party's intention to argue as to this matter/motion.

The tentative ruling will become the ruling of the court if no argument is received. Notice may be given either by email at BurDeptB@LACourt.org or by telephone at (818) 260-8422. Parties must appear on all other matters scheduled for this case.

BACKGROUND This is breach of contract action. On March 13, 2026, plaintiff JPMorgan Chase Bank, N.A. filed a Complaint against defendants CK Logistics, Inc., and Raffi Apo Khamisian (collectively, Defendants) alleging breach of contract and breach of implied covenant of good faith and fair dealing. On June 30, 2026, default was entered against Defendants.

On August 6, 2026, Plaintiffs filed request for default judgment against Defendants.

TENTATIVE Plaintiff has complied with requirements outlined below. The request for default judgment submitted on August 6, 2026, is GRANTED but reduced for the following reasons: · Plaintiff justifies $75,250.00 sought in principal damages pursuant to contract between the parties and the account transaction history. (Henderson Decl., P.P. 3, 5; Exh. A; Exh. C.) · Plaintiff requests late fees and costs as special damages in the amount of $356.15. (CIV-100, P. 2(b).) Exhibit C is offered to support alleged late fees and loan costs; however, the fees listed in Exhibit C and CIV-100 form do not match and no explanation is provided for the inconsistency. (Henderson Decl., P. 5, Exh.

C.) Thus, adequate support is not provided, and Plaintiff will not be awarde d special damages pursuant to California Rules of Court, rule 3.1800(a)(2). · Although the Complaint prays for interest, Plaintiff has not provided the necessary interest computations. Thus, Plaintiff will not be awarded interest pursuant to California Rules of Court, rule 3.1800 subdivision (a)(3). · Plaintiff waives attorney's fees and costs on the JUD-100 form. Thus, Plaintiff will not be awarde d attorney's fees or costs.

Accordingly, Court judgment is entered in the amount of $75,250.00.

CHECKLIST 1. Service Of Summons And Complaint; And Entry Of Default a. Personal Service (C.C.P. Sec.415.10) ¿ Yes ¿ No i. Address of Service: b. Substitute Service (C.C.P. Sec.415.20) ¿ Yes ¿ No i. Address(s) of Service:

1. CK Logistics, Inc. - 7134 W Keats Ave., Fresno, CA 93723 a. Is there a showing of due diligence? [Three prior attempts] ¿ Yes ¿ No 2. Raffi Apo Khamisian - 1464 Royal Blvd., Glendale, CA 91207 a. Is there a showing of due diligence? [Three prior attempts] ¿ Yes ¿ No c. Publication (C.C.P. Sec.415.50 / Gov. Code Sec. 6064) ¿ Yes ¿ No i. Is there an order approving service by publication? ¿ Yes ¿ No ii. Is there a showing of due diligence? [Declaration regarding availability of Defendant] ¿ Yes ¿ No d. Mail (C.C.P. Sec.415.30 / Sec.415.40) ¿ Yes ¿ No i. Address(s) of Service: Defendant(s) | Date of filing of POS of summons & complaint | POS reflects service on what date | Date default entered | CK Logistics, Inc. | 4/16/26 | 4/12/26 | 6/30/26

| Raffi Apo Khamisian | 5/21/26 | 5/19/26 | 6/30/26 | 2. Is Entry of Default Void? Did defendant(s) appear (answer or file other response) before default was entered? [If "Yes," default is void. CCP 585(a)] ¿ Yes ¿ No Has plaintiff amended the complaint after default was entered? [If "Yes," the filing of the amended complaint generally reopens the default, which means that plaintiff will have to serve the amended summons and amended complaint on all defendants via personal service, substitute service, etc., wait for the period to respond to lapse, and then request entry of default on the amended complaint.] ¿ Yes ¿ No In a personal injury or wrongful death case and/or plaintiff seeks punitive damages, did plaintiff serve statement of damages before default was entered? [If "No," default is void.

CCP Sec.473(d) / CCP Sec.425.11(c)-(d); For personal injury cases, Plaintiff must submit a copy of the Statement of Damages served on Defendant. CRC 3.250(a)(20) but failure to do so does not void default.] ¿ Yes ¿ No ¿ Unclear ¿ Inapplicable (breach of contract action and no punitive damages sought) Did Plaintiff File All Required Forms? Did plaintiff file a form CIV-100 to request court judgment? [If "No," deny, use of CIV-100 is mandatory. CRC 3.1800(a)] ¿ Yes ¿ No On the CIV-100, did plaintiff complete item 2? [If "No," deny, use of CIV-100, item 2 is mandatory.

CRC 3.1800(a)] ¿ Yes ¿ No If defendant is an individual, did plaintiff complete declaration of nonmilitary status (CIV-100, item 8)? [If "No," deny. This is required per CRC 3.1800(a)(5)] ¿ Yes ¿ No Has plaintiff submitted a proposed judgment (ideally on form JUD-100)? [If "No," deny. This is required per CRC 3.1800(a)(6)] ¿ Yes ¿ No Summary of case provided - or other declaration provided? [Brief Summary of Case. (CRC 3.1800(a)(1))] ¿ Yes ¿ No Other Requirements Has plaintiff dismissed all other parties (including unnamed DOEs)? [If "No," deny.

This is required per CRC 3.1800(a)(7)] ¿ Yes ¿ No NAME OF DEFENDANT | DATE OF DISMISSAL | DOES 1 through 20, inclusive | 8/6/26 | Is there pending motion to vacate default? [Pause, court has discretion whether to proceed; inquire judicial officer] ¿ Yes ¿ No Principal Damages

Has plaintiff filed a declaration under penalty of perjury or other admissible evidence in support of amount of damages sought? [If "No," deny. This is required per CRC 3.1800(a)(2)] ¿ Yes ¿ No i. Declaration of Steven M. Henderson, attorney for Plaintiff Is the declaration by a percipient witness with personal knowledge of the damages suffered or by an authorized custodian? [If "No," deny. A defaulting defendant admits only the well-pled facts concerning liability, not damages. Plaintiff must still introduce admissible prima facie evidence of damages. (Johnson v.

Stanhiser (1999) 72 Cal.App.4th 357, 361.) ¿ Yes ¿ No i. Declaration of Steven M. Henderson, attorney for Plaintiff Does the default judgment properly seek a dollar amount that is equal to or less than the amount sought in the complaint or in the statement of damages? (JUD-100)? [Note: the "request for court judgment" amount is just the principal amount sought in default and is not the total amount which would include prejudgment interest, attorneys' fees, and costs. The total amount, considering these extra costs, may properly exceed the demand of the complaint.] ¿ Yes ¿ No Amount of principal damages in the statement of damages CIV-050 (total of all categories in items 1 and 2) | N/A | Amount of principal damages in complaint EXCLUDING attorney fees, interest, and costs (item 2(a), NOT 2(f)) | $80,231.57 | Amount of principal damages in proposed judgment JUD-100 EXCLUDING attorney fees, interest, and costs (item 6(a)(1), NOT 6(a)(6)) | $75,250.00 | Prejudgment

Interest Does complaint pray for interest? [If "No," do not award interest] ¿ Yes ¿ No b. If complaint prays for interest, is an interest calculation provided? [If "No," do not award interest; CA Rules of Ct., rule 3.1800 subdivision (a)(3).] ¿ Yes ¿ No ¿ Inapplicable Attorney's Fees Does complaint allege entitlement to attorney's fees? ¿ Yes ¿ No b. Are requested attorney's fees permitted pursuant to local rules? [LASC Local Rule 3.214 subdivision (a).] ¿ Yes ¿ No (Waived in CIV-100) Costs Does complaint pray for costs? ¿ Yes ¿ No i.

Has plaintiff provided a memorandum of costs properly verified on CIV-100, item 7? [If "No," you may grant default judgment but WITHOUT COSTS; Use of CIV-100, item 7, is mandatory for an award of costs. Cal Rules of Ct 3.1800(a).] ¿ Yes ¿ No b. Are all the requested costs allowable under CCP 1033.5? [If "No," grant only allowable costs and deny as to nonconforming costs. (CCP Sec. 1033.5)] ¿ Yes ¿ No ¿ Inapplicable Punitive Damages Does complaint pray for punitive damages? [If "No," do not award punitive damages.] ¿ Yes ¿ No

ORDER Plaintiff's Motion for Default Judgment against Defendants CK Logistics, Inc., and Raffi Apo Khamisian is GRANTED. Defendants' Answer filed after entry of default is deemed void under Code of Civil Procedure section 585. MOVING PARTY is to give notice. | Home -->)" -->