NAVY FEDERAL CREDIT UNION v. PHILIP GRAY

TENTATIVE RULING FOR August 18, 2026 Department S22 — JUDGE JANET FRANGIE (SitÝng on Assignment) This Court follows California Rules of Court, rule 3.1308(b) for tentative rulings. (See San Bernardino Superior Court Local Emergency Rule 8.) Tentative rulings for each law & motion will be posted on the internet (https://www.sb-court.orq) by 3:00 p.m. on the court day immediately before the hearing.

You may appear in person at the hearing although remote appearance by CourtCall is preferred during the Pandemic. (See www.sb-court.org/qeneral-information/remote-access). If you do not have Internet access or if you experience difÏculty with the posted tentative ruling, you may obtain the tentative ruling by calling the department (S-22) at (909) 521-3529 or the Administrative Assistant (909) 708-8756, who prepared the ruling.

If you (or both parties) wish to submit on the Tentative, notify the other party and call the department by 4:00 pm the day before and your appearance may be excused unless the Court orders you to appear. You must appear at the hearing if you are so directed by the court in the tentative ruling. Be prepared to address those issues set forth by the court in its ruling.

UNLESS OTHERWISE NOTED, THE PREVAILING PARTY IS TO GIVE NOTICE OF THE RULING.

NAVY FEDERAL CREDIT UNION v. PHILIP GRAY

Plaintiff’s Motion to Deem Requests for Admissions Admitted:

On April 6, 2026, the Court granted Plaintiff’s Motion to deem Requests for Admission (Set 1, ## 1- 7) admitted against Defendant Gray but denied sanctions due to defects in the motion. On June 11, 2026, Plaintiff filed the same motion again and requested the same relief and attorney’s fees. The Court denies the motion again, with prejudice. The motion is again defective in that there is no proof of service on the Defendant and the relief requested on the merits has already been granted by the Court’s prior Order.

Trial Setting Conference:

On the Trial Setting Conference, the Court sets a court trial for February 26, 2027, at 8:30 a.m. in Department S22.Plaintiff is directed to give notice to Defendant of the court’s ruling and trial date.